Terms of Service

Last updated: January 1, 2026

1. Acceptance of Terms

By accessing or using the BEFAIN website (befain.com) and services, you agree to be bound by these Terms of Service. If you do not agree to all the terms and conditions, you may not access or use our services. These Terms apply to all visitors, users, and others who wish to access or use the platform.

2. Description of Service

BEFAIN provides an AI-powered financial analytics platform designed for businesses and individuals. Our services include financial data analysis, reporting, forecasting, and related tools. The platform is provided "as is" and "as available." We reserve the right to modify, suspend, or discontinue any part of the service at any time without prior notice.

3. User Accounts

To access certain features, you may need to create an account. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You must provide accurate and complete information during registration and keep your account information updated. You agree to notify us immediately of any unauthorized use of your account.

4. Acceptable Use

You agree not to:

  • Use the service for any unlawful purpose or in violation of any applicable law
  • Attempt to gain unauthorized access to our systems or other users' accounts
  • Transmit any malware, viruses, or harmful code through the platform
  • Reverse engineer, decompile, or disassemble any part of the service
  • Use automated means (bots, scrapers) to access the service without our written permission
  • Interfere with or disrupt the integrity or performance of the service
  • Misrepresent your identity or affiliation with any person or entity

5. Intellectual Property

The service and its original content, features, and functionality are owned by BEFAIN and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws. Our trademarks and trade dress may not be used without our prior written consent. You retain ownership of any data you upload to the platform.

6. Financial Disclaimer

BEFAIN provides financial analytics tools and informational content for general informational purposes only. The information provided through our platform does not constitute financial advice, investment advice, tax advice, or legal advice. You should not rely on our platform as a substitute for professional financial advice tailored to your specific circumstances. Always consult with qualified financial professionals before making investment or business decisions. Past performance data and AI-generated forecasts do not guarantee future results.

7. Limitation of Liability

To the maximum extent permitted by applicable law, BEFAIN shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or business opportunities, arising out of or related to your use of the service. Our total liability for any claims arising under these terms shall not exceed the amount you have paid us in the twelve months preceding the claim.

8. Indemnification

You agree to defend, indemnify, and hold harmless BEFAIN and its officers, directors, employees, and agents from and against any claims, damages, obligations, losses, liabilities, costs, or debt arising from your use of the service or violation of these Terms.

9. Termination

We may terminate or suspend your access to the service immediately, without prior notice, for any reason whatsoever, including without limitation if you breach the Terms. Upon termination, your right to use the service will immediately cease. You may export your data before termination through the available export functionality.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the European Union and applicable local legislation, without regard to conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the competent courts.

11. Changes to Terms

We reserve the right to modify these Terms at any time. We will provide notice of significant changes by posting the updated Terms on this page and updating the "Last updated" date. Your continued use of the service after such modifications constitutes your acceptance of the revised Terms.

12. Contact

If you have any questions about these Terms of Service, please contact us at:

BEFAIN
Email: [email protected]
Website: befain.com